How A Microsoft Techie Spent Rs 1.36 Lakh In A Month: “Rs 70,000 On SIPs And Funds”

How A Microsoft Techie Spent Rs 1.36 Lakh In A Month: “Rs 70,000 On SIPs And Funds”

By Ritu Singh
Publication Date: 2026-04-08 02:58:00

A Microsoft India employee based in Hyderabad went viral for sharing a detailed breakdown of her Rs 1.36 lakh monthly expenses for March 2026. In a recent reel, Saniya Ahuja opened up about her monthly budget and financial habits, offering a transparent look at how she manages her money. She began with a disclaimer, noting that she had overspent during the month and wanted to break down exactly where her money went.

A significant portion of her income, more than half, was directed toward investments. Saniya revealed that she allocated Rs 70,000 to mutual fund SIPs and other funds, making it the largest component of her spending.

However, she admitted that non-essential expenses pushed her budget higher than planned. Shopping turned out to be her biggest discretionary expense, with a bill of Rs 16,749. Travel also added to her costs, with Rs 10,913 spent on…