Want Microsoft 365? Just don't choose Premium – here's why

Want Microsoft 365? Just don't choose Premium – here's why

By @ZDNET
Publication Date: 2026-01-13 13:54:00

Microsoft

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ZDNET’s key takeaways

  • Microsoft 365 Premium costs more without clearly offering more value.
  • Copilot AI limits are vague, making Premium a risky upgrade.
  • Personal or Family plans are the better value for most users.

Microsoft 365 comes in several different flavors, both for individuals and organizations. 

For individuals alone, you can choose among Basic, Personal, Family, and Premium. Excluding Basic, the other three subscriptions offer desktop versions of the core Office apps, namely Word, Excel, PowerPoint, OneNote, and Outlook. 

Also: No, Microsoft Office was not renamed Microsoft 365 Copilot – here’s why you’re confused

With each one, Microsoft doles out a certain amount of OneDrive space. And as the much ballyhooed icing on the cake, Copilot AI is built in to generate content and answer your questions.

Which Microsodt 365 should you choose?

Assuming you’re looking to purchase one of these subscription-based versions,…