By ET Online
Publication Date: 2026-04-06 05:23:00
When life took a turn, a man from Odisha didn’t panic – he planned. After losing his job at Oracle Bangalore, he returned to his hometown Bhubaneswar, debt-free and with a clear strategy. Use of the old school
Financial disciplineHe had fixed deposits totaling over Rs 60 lakh in family and personal accounts and was generating interest of nearly Rs 43,000 every month. Instead of worrying about the loss of income, he quickly started making money as a taxi driver while quietly planning a small business with his parents, proving that preparation is better than panic.
Financial advisor Nayak Satya shared the story to highlight the power of foresight and stable financial habits. This man avoided flashy investing trends, SIPs and influencer-driven hype and instead relied on structured savings and disciplined planning. By eliminating EMIs, loans and metropolitan spending, he created the freedom to make decisions rather than being trapped by circumstances. His calm approach and practical thinking enabled him to…