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Microsoft account vs. local account: How to choose and set up your pick in Windows 11

Microsoft account vs. local account: How to choose and set up your pick in Windows 11

By @ZDNET
Publication Date: 2026-04-01 17:15:00

Kyle Kucharski/ZDNET

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ZDNET’s key takeaways

  • A Microsoft account has some advantages, but a local account is fine for Windows 11.
  • Microsoft doesn’t make it easy to set up a local account on a new PC.
  • There are workarounds, but they depend on which edition you’re running.

When you set up a Windows 11 PC for the first time, you’re required to create a user account that allows you to act as the administrator for that computer. On a PC you’re setting up for personal use (at home or in a small office), the Windows Setup program really, really wants you to use a Microsoft account.

Boy oh boy, does that piss off some longtime Windows users, who simply want to set up a local account with a local password and be done with it.

Also: If Microsoft really wants to fix Windows 11, it should do these four things ASAP

I understand the anger and frustration. This sure feels like Microsoft trying to force its users to set up online accounts so…

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