By Sharath Bulusu
Publication Date: 2025-12-17 00:00:00
At Google Pay, over the years, we’ve aimed to make credit simple and accessible for everyone, with education and choice as key levers behind our offerings. This has ranged from integrating AI-powered support guides to broadening the range of credit options available through trusted financial institutions.
Most recently, we deepened this commitment by onboarding IDFC First Bank, L&T Finance, PayU Finance, and SMFG India Credit as our latest partners. This collaborative approach has successfully expanded credit access to over 15,000 PIN codes, with a vast majority of loans empowering users in Tier 2+ cities. Now, we are excited to focus on another key opportunity: everyday credit.
Democratizing credit requires more than just access: it requires strengthening the complete credit ecosystem. This means addressing both the long-term needs that personal loans solve for, and the everyday, transactional credit that helps people manage daily expenses with the right balance of flexibility and…
