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AI delivers results in payments – but is there more to come?

AI delivers results in payments – but is there more to come?

By Daniel Webber
Publication Date: 2025-11-24 18:26:00

About a year ago, artificial intelligence was the topic of the moment in the cross-border payment industry. Buoyed by the rise of large language models and generative AI, the technology has been the main source of hype in the industry, with almost daily announcements focused on AI-based solutions and a variety of thinkpieces highlighting the technology’s potential.

A year later, things are a little different. The AI ​​hype is by no means gone – it has barely left the headlines in the broader business world as continued interest in productivity meets growing concerns of an AI bubble. However, the tone of cross-border payment transactions has changed significantly.

AI is still at the center of the hype, but it is now sharing the stage with stablecoins, which has dampened some of the most hyperbolic impulses surrounding the technology. Meanwhile, publicly traded companies that have launched AI initiatives are slowly…

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