Google Pay has introduced several new features to enhance the user experience, including the ability to view credit card benefits at checkout, expanded buy now, pay later options, and improved card security using biometric methods or a PIN instead of security codes. This update aims to make Google Pay more appealing to consumers compared to other payment methods.
One of the key features of the update is the ability to see card benefits right at the moment of checkout in Chrome. When selecting a payment method, users will now see a drop-down menu on their desktop that lists their cards along with descriptions of benefits such as cash back percentages or point multipliers for specific categories like travel. Currently, this feature is only available for American Express and Capital One cards and is exclusive to the Chrome desktop browser.
In addition to viewing card benefits, Google Pay is also expanding its buy now, pay later (BNPL) feature to more websites. Users can now choose third-party providers like Affirm or Zip to split their payments into installments. However, it is important to note that late payments can result in collection actions or damage to credit scores.
Furthermore, Google has simplified the process of confirming card details without requiring security codes. Users can now confirm their card details using biometric methods such as fingerprint or facial recognition, or by entering their screen lock PIN. Users also have the option to set a requirement for unlocking their device before displaying card details for added security.
These updates are aimed at improving the user experience with Google Pay and making it a more attractive payment option compared to traditional methods offered by retailers. By offering convenient features like viewing card benefits at checkout, expanded BNPL options, and enhanced security with biometric authentication, Google Pay is positioning itself as a competitive player in the digital payment space.
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https://www.androidcentral.com/apps-software/google-pay-adds-new-features-to-make-online-shopping-less-of-a-nightmare